The CEO and the board did sell the shareholders down the river. It was trading at 13 dollars a share in the beginning of 2011and tainted as best run bank etc and then they came down that they had to wipe all these debts off there books and it will take a year to return profitability. They all problay got sweet deals but the average shareholders have to put the lipstick on and get blanked. They sold the bank way to cheap at 7.25 or whatever. It was not in the best interest of the shareholders.