looking for an 1/2 exit around $5 and 1/2 exit around $7.5. i have patience, believe targets will be hit within 90 days. If not, 180 days is fine, not often you can find a stock/sector beaten down this hard. Life insurance companies obligations are long-term so they can easily ride out this turmoil. May also get to participate in TARP, which is not factored in the price.