Ill take up 3 cents everyday. Look at the market over the past week or so. Very volatile and all in all if you take out the dividend this stock is only down 2 cents total. I am just glad it is steady in these times. Add in the dividend and we are actually up about .08. It is only about 1% but you have to start somewhere. People just need to be patient, collect the nice dividend and wait. It may take some time but in the long run if you are patient I think you will be rewarded. Not saying this is going to $15 or anything but hey, 17% annual return is pretty good if you ask me.