Maxim joins the group with a downgrade of ARR today. Wow! Really? That's like calling the fire department after the house is burnt to the ground. Great call! Bunch of lamers. Now is the time to start buying these stocks, not selling them. Yea, we'll take the ding on book value hits this current quarter, but earnings and dividends should start to uptick later this year. Interest rates are stabilizing, the Fed is playing nice and being clear(er) about its plans, and borrowing rates are still near zero. I like my odds at this point.