Blah blah blah. Cramer said the same thing last year. Today it's under $4 where it was 6 months ago. I'm so happy I bailed last week and sold all my shares for 4.22. I broke even after paying the commissions, so nothing lost. This stock is going nowhere until Uncle Sam dumps the rest of the 5,000,000,000 shares the US Treasury is still holding. Don't count on any dividends this year either. Ok, maybe CITI could go up to $6 in a few years, but it ain't gonna happen any time soon.