Last week I purchased 1000 shares after a series of positive developments and analyst' write-ups. The most extreme puts C at $190 during 2018 including a much higher [pct.] dividend.
Not unlike the REITS, one of which [RAS] I purchased, the banks are under a microscope by the investment community, including federal regulators. The worst is behind them, which for me is the time to buy.
If you think C is going to $190 in 4 years, you need to put your money in a CD and just end it so your kids can have some hope of going to a community college at least so they can avoid financial mistakes like you juts made.