Were earnings moved to the 24th at the final hour? Every mainstream financial site I reviewed had them reporting yesterday, Jan 9th. Their own investor relations page gave no indication which day they would report (http://ir.mandtbank.com/events.cfm). Merrill also had them scheduled to report yesterday, and they downgraded MTB to neutral, btw. Now MTB is scheduled to report on the 24th (according to Yahoo) which, incidentally, is the same day that the Federal Reserve is scheduled to meet. I'm not sure what to make of that but my radar is up.