Niu has a BA in Economics and is an ex-Charles Schwab trading specialist. It looks like Schwab had a layoff in the recent past since there are several who are MF "contributors". I personally dealt with a number of these Schwab trading specialists on the phone. Some, I called and others called me. None could answer my questions. I had to teach them about the problem so they could try to ask someone who might know. I was not impressed.
SPAMMING for MF is one way for someone with a BA in Economics to keep food on the table. Niu's BA Economics is probably better than MF Steve Heller's BA Film. You would not know it by comparing the two. Niu and Heller are both pretty good at distorting the facts to reflect the message they want to send.
I just wish that MF added the author name to their publications so I could figure out which were worth the click.
MF used to source some quality articles. About a year ago they changed their methods to use the articles (like SA) to channel readers into the spam at the tail of the articles.