When you say silver can't go much higher you could be wrong. I watched a stock go down and it took 2/3 of my hard earned 401K with it. I sold it 2 years ago and got on the silver train and it is almost even now. The stock did recover some, but not as much as I did by moving on to another investment. There is a 10% rule: Don't take more than a 10% loss before you sell an investment. I learned the hard way. Good luck.