The RMK funds are under a lot of stress, thanks to Mr. Kelsoe. I sold RMH and RSF at $17.00 as things looked pretty shakey re earnings last year. It looked like they were not going to pay a year end special so I sold and added to my RNP holdings. Glad I did. RSF is in the high 5's now and one would think it is a buy. Same with RMY and RMH! Not yet!