You're dealing with a computer not a human!! Take a fresh look when you're not pissed off.They spent a fortune to make this easier if you were born after 1963. Try calling in the middle of the night when everybody is asleep someone may answer an be bored and explain how it works. The main reason I stayed with Schwab is I can tranfer back and forth between my accounts electronically and cut my own checks out of my access acct. Good Luck, WOOD PS I own AMTD not SCH
Looks like they wasted a fortune then. The only good thing is I can see my gains/losses. It was working fine before. Now it doesn't. I used to be able to transfer money in and out of this account, but now I can't. PS I have no position in AMTD OR SCH.