so you lost 50% of your 401K value last year? WOW! You must have very bad investment choices or and/or did a bad job diversifying. Granted, there are lots of people who bitch about losing lots of 401K value when they never diversified in the first place. Even funnier is the people who bitch about losing money on their employer matched dollars!! ROFL... Imagine laughin and being upset about losing money that was free to begin with!
Honestly no, I did not lose 50% of my 401k value last year, but I did lose about 25% My problem is that I had a sizable chunk invested in Kopp Emerging Growth and other funds with a "tech" focus. The question I've struggled with is do I move my money out of that and into something more performant or keep accumulating at low share prices and wait for the fund to rebound (if it ever does...).