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  • johnybgood214 johnybgood214 Mar 6, 2014 10:46 AM Flag

    Awful: Cancer Patient Discovers Recent Surgery Wasn't Covered Under Obamacare Plan


    A New York man battling cancer was notified after his surgery that his Obamacare insurance does not cover his doctors’ bills and is now struggling to pay them. Fred Rosamilia and his wife Lynne enrolled in the most expensive Horizon plan in the Obamacare system because they wanted their copays to be low. They pay $800 a month for gold Horizon BlueCross BlueShield plan. It was chosen specifically with Fred’s cancer doctors in mind. The Rosamilia’s told Fred’s doctors that they had enrolled in the new plan. They were met with positive reactions from the doctors. The doctors told them that it was a great plan and that they accepted it. After his surgery, the Rosamilia’s received their bills and were disappointed to find that their insurance company had only covered lower costing, high co-pay procedures.
    They went out of their way to enroll in this high-premium plan to avoid high out-of-pocket costs and to maintain access to Fred's preferred specialists. They did so through Obamacare, and were assured they were in good shape. Then came the surgery and the horrible shock that their specific Obamacare plan didn't cover his treatment. The insurer has allowed the Rosamilias to switch to the "silver" plan, but the couple is still staring at thousands of dollars in medical bills from that two-month gap. Because of Obamacare's logistical failures, this cancer patient and his wife are expected to fend for themselves and are grappling with the possibility of medical bankruptcy.

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