I understand you hate the whole banking industry since its collapse, but please do not hate people. The whole industry is recovering in respect of asset quality. Banks are getting less and less bad loans. Don't be angry with that. Thank you.
I'm not sure who you are responding to, Klumpy or t_gett. Klumpy is the one who hates the entire banking industry and thinks it won't recover (except for a few small banks that are teetering on their last legs and offer above market interest rates). t_gett saves his ire for Klumpy. Klumpy deserves it because he is known to be a liar, thief, fraud, and coward.