i agree with the crits.about mgt.! (don't own) but looked it over! banks have lots of money & if housing picks up they should do okay esp. those that are active with acquisition! i use to own 50 banks years ago & made money on 49 & just started acquiring some. you don't believe it -i know. anyways i'm leaving this board but suggest taking the time & looking at BHLB. maybe you could get it around 1 1/2 points lower than the current price that i paid. note-excellent div./ very active ceo/might open n.y. exchange this week (leaving nasdaq.) & just acquired a company. do your own research & wish you luck! believe me i don't need to pump any stock!!!!!!!!!!!!!! just a suggestion!