I'm trying to figure out why MCY has taken such a hit in price, considering its stellar earnings report (up about 40% ?). The only thing I can come up with is that the stock has dropped in reaction to Year 2000 fears. My understanding is that insurance companies are particularly vulnerable to Y2K problems because of their reliance upon dated information. Can anyone out there give me an assessment of MCY's Y2K readiness, or any idea how much the stock's price has been hurt by the lack thereof? Many thanks.