The only problem with annual dividends is they show up as 0 on my Ray James account for "estimated income." So, you have to remember to add in all your ADRs, like SBS and SID when your figuring your annual yield. Minor nuisance, but the income is nice on this baby! There is an old saying that, the market can remain irrational longer than you can remain solvent, but when you're collecting 7% dividends, Mr. Market can take his time coming to his senses. Somebody stated a 45% payout ratio, but Yahoo shows 60%. Again, where can I look for this kind of info? Anybody? I'm kinda green when it comes to ADR's.