What you don't understand is that we're still going to be shoping at TIF and COH. I hope it's not too much of a surprise to you to hear that people in New Orleans will be doing the same and add their big screen TV. We'll just skip the car insurance! This is a new era and we have a lot more money. No Problem --- we have it or we can get it. Over 50's are still saving so we can spend it later. COH WILL HAVE A GREAT QUARTER.