Thanks for the siegel article. I hadn't seen it. I wish that I could write as well as he can. His book helped me to understand that most investors are underdiversified with the foreign markets. He changed my investing attitude toward them. I hold more of them now than ever before; maybe as much as the high 30's as a percentage of my stock portion of my portfolio. I may increase that percentage sooner rather than later. He advocates, I think, in the neighborhood of 40% now.