Looking to reallocate retirement capital from mostly stock funds to capital preservation funds.
I am wrong a lot but I really don't see much upside left and I want to preserve my gains.
In these accounts I am unable to go into cash.
1st account allocation is:
American Century Value Fund 8%
PIMCO Real Return A Fund 21%
Commerce Short Term Government Fund 21%
PIMCO Total Return A Fund 21%
Capital Preservation Fund 21%
Royce Low Price Stock Fund 8% (love me some underDOGS)
Opinions on capital preservation
PIMCO Real Return A Fund 22%
Commerce Short Term Government Fund 22%
PIMCO Total Return A Fund 20%
Harbor Capital Appreciation Fund 8%
JPMorgan Mid Cap Value Fund Select 8%
Loomis Sayles Global Bond Fund 20%
Again switching to this from nearly all stock aggressive funds to preserve capital.
Looking for opinions.
I like PIMCO Total Return Fund. Other then that, I would just mention you might want to consider some CEFs which often pay 6-10% yields. Assuming you don't want stocks, some to consider would be DHF, HYF, AOD, DHY, RCS, BSP. Explore at the site CEF Connect.