Since no one asked my opinion I will give it:
I would much rather have physical silver and gold than to hold fiat paper.
Silver and gold have value and will retain value. Can't say that for paper money.
Wait until the truth comes out about inflation and see what you have.
Constant printing of money makes the paper worth very little.
Any thing that will hold or even have value is better than paper money.
How much return are you getting on your savings? If you like, let the banks
loan out your money and make a good return and pay you nothing to borrow it.
My advice is to have 10 t0 20% of your investments in physical metals.
Also, be careful right now in the stock market.
Make sure to hold your own physical metal yourself.
And own some free and clear real estate.
And that is all, back to the Masters.
I have a large portion of my wealth in physical silver but like SLW as an investment play. Never consider SLV.