Compare this. BAC closed @ $48.03 on 10/26/07. BAC closed @ $35.97 close of business 1/18/08. Do you get the message? BAC shareholders got their butts whipped. BAC short term forecast should be sideways. If it's not, BAC shareholders are srewed. If it takes another significant downturn, than investors will find themselves beyond the brink of recouping their investment. It better be at the bottom now, or a whole lot of people are going to be crying, to say the least.