but their steady decline in service and increased usuarious rates have me and MANY people I know changing to credit unions. F-BAC. Thats 22 years of banking with them even before they bought out NAtions Bank. This kind of practice cannot bode well for share value.
That's odd -- I've had only outstanding service. My branch mgr knows me and the family, we get a quick waive or reversal of fees, and we never have to worry about finding an ATM or getting something done through online banking (with the odd exception after system upgrades). I mean, with all the different channels it's pretty convenient. I've heard the mortgage people are under a lot of pressure, but I haven't had any trouble in that area since the last huge refi boom. We used to do the credit union thing, but that got old, and the place was at least a 15 minute drive from anywhere I had planned to be, and their online banking acted like it was running on an old PC instead of an up-to-date web farm, so we left.
It can not bode well for any banking stock. But who cares! As long as you profit from this wall street casino! To navigate around this market I use OptionAllure and their option trades. I'm up 4k today!