I have a daughter who takes any bill that comes and tears it up. She only pays her Gas and Electric bills, and her rent.
Till this day i don't know how she does it, but i know she has declared bankruptcy in 3 different states, and seems to be
able to live like any lower middle class person.
When I tell her that some day she is going to jail, she just laughs at me.
She was brought up with middle class values, and when I ask her how she could live in such a manner, she told me she was sick and tired of working hard, and watching other people use the "system" (whatever that is,) and decided to join them.
WHAT HAVE WE COME TO? I'M AFRAID TO ASK.