Street is probably not too far off on the .23 eps for Q1. However, There is a good chance the street estimates for 2H are too low and will be raised throughout the year. Might see close to $1.30/sh for 2013. A lot depends on the timing of the buybacks and further release of reserves. The retirement of the preferreds could add up to .04/sh
Down again on no volume. IMHO with the government allowing them to buy back the preferred and 400 million of the common BAC is probably improving much faster than anticipated which is not priced into the stock. Just my opinion.