The pumpers here are penny flippers just trying to dump the stock on the next bagholders at a slight gain. They don't tell the whole story of decreasing margins and nasty return on equity (ROE). Even the management is trying to inflate the pps with ridiculous forward-looking claims. The CEO even mentions the pps concern in the CC.
Do your own DD, but remember that a company's track record is more accurate than it's "forward-looking statements".
How in the hell is the "The Street" able to issue a downgrade on any stock? What a joke, they didn't even mention the one time non-cash charge. I'm not a big fan of Tsys; but when the Street says sell, you might want to buy.