They also want to steal your money. Credit unions are now starting a mandatory $3/ month fee just for being one of "US as they put it. Arizona federal CU. azfcu.org.
ALL financial institutions will charge at least 1% to get YOUR money out.
Nobody knows what will break the camels back from what the crooked FED has done, but I wouldn't be anywhere near the stock market. I absolutely can afford missing gains from a criminal enterprise, while my money is safe from the thieves where I WANT IT.