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7 million foreclosures,57% of allhomes in fla, nev, az underwater and foreclosed15% of allhomes underwater so unable to refi;thats 6 Million morehomes.13 million homes foreclosed or 90 + days behind in payments same as foreclosed NOD defaulting;in Florida alone, 1/2 are foreclosed thats 10 year supply.overhang. with a 50% pricecollapse like AZ, Nev, and California.yup chickens comin home to rooste.and you got the huge overhang FHA about to bust10% of theirs are defaulting. in bad hoods.as this turd exits the mortgage mkt, 2.1 trillion of mortgages with a 15%defaulting, $ 300 B or 3 million homes alone.quack, quack quack, dead duck.