I was wrong! I really thought I could trust the judgement of the people @ Sogen, not so. With a yield of 2.7% someone wasn't watching the store. I'm getting 5% on a 13 mos. CD, should have liquidated my position here and put it into that same CD. This stock won't come back in time to help me, I'm too old. It, like many, was great in the very beginning but somethings happened and now it's not even well rated by Morningstar. Holding is the only option unless you want to gamble and I can't afford anymore of that!! Underwater in Ga. Where is everyone on the message board? Nothing here for months.