You should maybe read the people who cruise who talk about oh its got a dividend .. plus the onboard credit which is more than the dividend making it a good buy at any price. I have read this over and over. People say they dont care what the price is, because the onboard credit makes up for it. You cruise 3 or 4 times a year, if each was a 7 day cruise, you get $100 to spend onboard each cruise. The people buying it are not the smartest investors for the most part, but they get their profit back as onboard credit. If you cruise in europe or go to alaska, 12 days or more, you get $250 to spend that cruise.