The company is focusing on specialty lines. PL is dead. They've introduced the CPAC in various states but WP continues to shrink. Their reciprocal, Houston General, was killed off in late 2007 after they wasted millions of $$ trying to get it off the ground. The thought was that they could grow in the states where they decided to launch HG (AZ, SC & TX) but they never really committed to making it successful. If the economic downturn hadn't occurred I believe they would have sold the PL business long ago. At they end of the day this company will end up with just CL & Specialty if it exists at all.