I believe the IRA annual Custodial Fee has increased to $65 (for accounts worth under 75K). OUCH.! - they gotta pinch fees out of the clients some-how. *Plus, they also have a $30 inactivity fee as well.
SO, let's say that you have a 50K IRA account at SunTrust Investment Services, and it's invested in some mutual funds ... (you're not doing much).... maybe can't contribute this year ..... then, I think you'll be paying SunTrust Investment Services $65 for the annual custodial fee + $30 for an Inactivity fee. = $95 in this example. That sucks!