I assume it would be wired directly into the customer's bank account. The PRA business is based on checking accounts. In any event, that's what the other internet lenders are doing. I think that the Western Union idea has some merit. Take for example if a customer takes out a loan and they are given a list of the closest offices where they can pick up their money, and that list of offices would be of course owned by the company who provided the loan in the first place. They will pay a $ amount for the loan and a seperate $ amount for the Western Union service. Interesting, huh? I am pretty sure there has to be some regulation in place to prevent that....thought provoking in any case.