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Your afraid to actually do the correct math."CFP inception Sept. 2007, 21% distribution policy, 21% times 5 equals 105%, and STILL Over $5.00 of stock price left."Yes so if they aren't making money where did they get the extra 5% from? from the R.O., hence why it is a ponzi scheme structure. DUH!! CAN YOU HEAR ME WATSON?Return of Capital is BETTER than "Loss of Principle". If that is the attitude your better off getting he 0.0025% interest rate without paying a talentless team FEES while the investor takes the RISK. makes sense? CHEAP TALK...ahhh youth knows no boundaries, you shall learn young jedi.