there is no logic used by one who is going against rmbs. No logic what so ever. You either like to waste time making up arguments against rmbs or you are just plain stupid and dont see where this thing is going, just like your fathers and grandfatehrs couldnt see microsoft, cisco, aol, intc, etc. What are you trying to fight against? You are fighting yourself thats all. The next signed agreement is going to knock all of you pessimists upside the head. #4 will be big.