No Sir, My ROTH IRA is all ADVDX which is a Mutual fund with many stocks within it. It is a growth and income fund. I also have 62K dollars invested in Fkinx and 250k dollars in my 401K. With pension and social security I hope to be retired by 59 1/2. Good luck to all.
Cross your fingers. I, too had substantial IRA and 401K amounts saved for retirement. My projections showed that I could retire in comfort at age 62 in 2000. Guess what happened? After I retired the market collapsed with the Tech melt down. That was followed by the banking/insurance meltdown, giving investors the worst decade for investing in 100 years. Bad luck for me, as my total wealth is a mere fraction of what I had back in 2000. I've had to cut expenses drastically to make sure that I didn't run out of money before I die. Instead of touring America and the world in retirement, I now tour the Internet.
So, I say, cross your fingers when you retire because your earning capacity drops to zero (unless you take on part-time jobs) and you are entirely dependent on that nest egg to stay in tact, lasting for the rest of your life.