Anecdotally interesting comments. I talked to a real estate agent in Texas yesterday and while still somewhat in denial, they are saying now that the market for upper end is flat and that builders in that segment are pulling in because the banks are forcing them. This is in a market where $100 oil is a good thing for business. The conventional wisdom is that we will pull out of this in months, but what if housing, loss of wealth, no one is talking about the wealth effect on the flip side, and energy pulls down spending for a protracted period of time. Couple that with a change in the White House where tax rates are going up, all they have to do is nothing. And spending will go up for universal health care. And once we get through this financial crisis, the Fed will have to increase rates to fight inflation. I can paint a scenario that sees stagnation for a long time. And then we will see how much the rest of the world is dependent on us for growth.