Not True. The TARP money was given to bannks so that they cuuld falsly boost each others stock prices and make them look and appear more solvent. These crooks will find away around the credit card reform to continue to rip off consumvers. What they can not recover from is the huge defuaults that are coming from all the uneployed workers qand dead beat americans that are tired of the rich getting bailouts while they get no assistance in finding and keepinf jobs. Socialism is supposed to level the playing field but in OBAMA;s socialism he must protect those that make political contributions. To hell with taxpayers and workers....They do not pay off the politicilans. DEFAULTS are going to go throught the roof and unemloyment will soon hit 15%.