HRB files your return with direct deposit going to an account set up at HRB bank.IF there is no debt after the IRS website gives a clue, then HRB can Fund the loan afterwards.It's extra work and time, and i don't know how long IRS takes to post info on "wheres my refund"It's clumsy but workable...besides HRB can do a RAC and collect fees.What say you?
"HRB files your return with direct deposit going to an account set up at HRB bank."---That's not permitted. The direct deposit from the IRS cannot go into an account at any financial institution owned by Block. A third party bank MUST be used.