Combo Tax Prep office and payday loan centers in select markets. I bet we see some kind of acquisition soon. Why else would they need a 1.4 billion credit line? That or the credit line will be used to fund Emerald Advance loans.
Companies try to have credit facilities large enough to allow them to weather any possible contingency. They don't necessarily have to have any need to utilize that capacity in the foreseeable future. Give Block's size their credit facility seems appropriate as insurance for any major financial hit that could come their way.