Look at where is Citi at today! Citi itself is in big trouble that is strapped for cash that of course they needed to get all the people to buy in AIG at $40.50 so they can sell. Don't you know this game by now! If you don't, you shall focus on your 9 to 5 job and not to risk more of your money in this market before you lose it all. CITI has collected so much money from the AIG longs in the last 6 months, but still face further losses and write down. What does this tell you! Don't trust the analysts' target price. Do your own homework.