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Are you familiar with these cyber nasties?
Phishing – spam emails (often very authentic-looking) that appear to be from a bank, finance provider or retailer. These messages hope to get lucky and direct you to fake websites.
Pharming – spoof sites that hijack legitimate domain names to lure unsuspecting consumers, collecting credit card numbers, account names and passwords along the way.
Crimeware – these programs capture information directly from users' PCs using keystroke loggers. They can go largely unnoticed but for a slight slowdown in computer performance.
These people want your MONEY. THIS IS A SCAM.