You are correct Pickin! While traveling out-of-state, I try to investigate banks of which I'm invested. An interesting issue arose this past week! Banks in other states sale title issurance through the bank and receive a commission from the issurance company. Perfectly legal. TRMK requires title insurance(good) but lets the lawyer sale the policy with lawyer receiving commission. TRMK could be receiving this commission adding Million$ to bank income, increasing earnings for shareholders, no increase fee for customer, just cut lawyer out of commission(like other states). Would anyone on this thread like to see TRMK increase earnings so easily?