I see why you choose to look at it as a negative. But I look at it as a major positive as I did not know that information you presented. I was not aware that he was making more and took a lower salary for the sake of the company. HE took a LOWER salary for the company.
That is amazing. This guy is running the company and he is willing to take a hit to see it be more successful. What more can you ask for?
As far as growing and the financing; this company makes money by lending money. Simple. Whether it is a 100,000 or a million being lent out, they just make money. It would be great if they had more money to lend out, but they have what they have. As time goes on and they prove themselves more profitable(which they are from quarter to quarter) then the more money will come in to lend out. This is a waiting game but there will be a happy ending. Assaf believes it and that is all I can ask. The CEO in the same boat as the average investor.