The Street is full of Crooks who try to steal your shares. Don't believe the Street as you mentioned. Remember during 2008 -2009 ? The Street Crooks bashed the hell out of FORD ? and FORD dropped to below $1.00 ? Then they moved in and bought all they wanted, later, FORD moved back to above $16.00. A lesson well learned. Never trust what those Crooked-analysts said, they are here to scare people out of their shares. Always beware.
When the banks' earning were below the dividend payout for many quarters, it still maintained its dividend. There is no reason now not to change that movement. In fact, I'm sure if it wanted, it could increase it. But, nothing like keeping some sugar in the sugar bowl.