the disappointing thing about this react is that none of this should be news
further, and I want to add this:
it would have been nice had the article tried to at least be somewhat positive about the positives of the company.
its talk on the policy issuance was almost sarcastic in its negativity. sure, i agree that it's not as special as some people believe. RDN is indeed tossing new policy around with abandon, even compared to MTG who is demanding higher safety requirments (namely FICO scores). but in general, it's still a great sign, and it would have strengthened the case the article writer was making had he at least given some credit to positive developments at RDN.