As to MTG, I think U can tell me which one is better, RDN vs MTG.
If U want to diversify, then pick other Financial sub-sector or field. RDN+MTG is not diversified.
As to genetech, it always a great Co. ( I am a Chem major from UCB, and I respect this Co. Sort of Intel of PC world.)
During my final yrs in Silicon Valley, we all sensed the overall growth rate for Tech sector is about to peak out. The new star of sector leader will be Biotech for next 50 yrs. (in terms of growth rate, chances.)
However, during these 2-3 yrs, Financial’s growth rate will still beat Biotech, but then behind it in about 5 yr. So, if U want to have diversification, genetech will be a good choice for UR wealth development.
As to UR mention of their recent big run up, that is good. Because we are in Super Bull stage now, and most Co will run up sooner or later. However, the strong one are always run up first! The weaker always up in later, and the weakest just jump at the market peak.
That is way I would not consider MTG. ( U already know my 2013 plan.)