SIB was burried because of the mortgage company IVY that they owned. Alot of shady things happened within that company. New york mortgage company purchased the branches off sib/icb but from my understanding they let go all the employees ( which is a good idea ). The only thing that urks me is the fact that they NTR has decided to keep rich. payne who at the time was head of ivy mortgage when they where part of SIB. Now that man seems to me to be a shady individual.