I've been watching OZRK for a long time. I'm on their news mailing list and I read the company's version of newsworthy items. The OZRK one-year chart looks very much like neat sled ride.......a big downhill in the late summer/early fall and gliding straight across the meadow, since. I know this is pretty standard for banks of OZRK's size. Any current investors know a reason not to buy at this time? I'm not a "techie" so I'm not looking for a roller coaster ride rather than the sled ride.