UPC stock has declined 27% from its high. They have 12 pending acquisitions totaling $13.1B and you want them to strap on $20B ASO? UPC has gone around the south telling banks to join with them that they too would soon be acquired. Well, I don't know if that dog will hunt anymore. It has been expressed on this board & in investment pieces that UPC is a great acquirer, but the jury is still out on management. I don't think there is a bank in AL that UPC could presently handle(ASO, CNB, CBSS, RGBK,or SOTR). Seems to me, the far better desire of an UPC shareholder would be for UPC to team up with a proven management leader like FITB. Then let FITB acquire an AL bank.